Setting Up Magento 2 Partial Payment In 6 Steps

Setting Up Magento 2 Partial Payment In 6 Steps

Looking to enhance your Magento store's payment flexibility? Magento 2 partial payment is an essential feature that allows customers to pay for products in part payments. The extension offers a convenient payment method by splitting the total amount into manageable parts.

This tutorial covers how to set up a Magento 2 partial payment extension. At the end of it, you’ll learn to offer layaway plans or enable EMI options for your ecommerce store.

Key Takeaways

  • Learn to set up Magento 2 partial payment.

  • Discover popular Magento 2 partial payment extensions.

  • Understand how to configure and manage payment plans.

  • Explore best practices for offering partial payments.

  • Facilitate sales and customer satisfaction with flexible payment options.

What is Partial Payment in Magento 2?

Magento 2 partial payment feature explanation for customer flexibility

A Magento 2 partial payment extension enables split payments, allowing customers to pay in installments. It allows stores to set the down payment amount and manage partial payment orders.

The growing demand for "buy now, pay later" options highlights the need for flexible payment methods. However, Magento 2 does not have built-in partial payment functionality. Neither does default Magento hosting cover partial payment extension development.

By only using the Magento 2 partial payment module, you get a flexible payment option for your store. It supports various payment methods and EMI options. The feature attracts more customers and boosts sales by offering convenient payment plans.

Popular Magento 2 Partial Payment Extension Options

Several Magento 2 partial payment extensions are available from different providers. These extensions allow customers to pay for orders in installments or layaway plans.

Some top Magento 2 partial payment extensions are:

Extension and Provider Price Key Features
Partial Payment by Amasty Store specific Installment plans, down payments, email notifications.
Partial Payment and Layaway by MageDelight $749 EMI options, payment reminders, surcharges.
Partial Payment & Layaway by Milople $72-$297 Flexi plans, credit limits, guest checkout.
Partial Payment by Meetanshi $199 Product/category restrictions, fixed/percentage down payment.

Key features of these Magento 2 partial payment modules include:

  • Ability to set the number of installments and down payment amounts.

  • Flexible payment plans and schedules (weekly, monthly, etc.).

  • Compatibility with multiple payment gateways and methods.

  • Management of partial payment orders from the admin panel.

  • Email notifications and reminders for installment payments.

  • Applying partial payments to specific products or whole carts.

Along with flexible payment options, these extensions can increase sales by allowing customers to buy now and pay later in EMIs. The admin can easily manage partial payment orders and invoices.

Automatic email notifications remind customers about installment due dates. It improves customer experience and conversions for stores selling higher-priced items.

Guide to Integrating a Partial Payment Extension in Magento 2

Step 1: Install the Magento 2 Partial Payment Extension:

  • Extract the extension zip folder.

  • Upload files to the Magento 2 directory.

  • Run setup upgrade, deploy, and cache flush commands.

php bin/magento module:enable VendorName\_PartialPayment
php bin/magento setup:upgrade
php bin/magento setup:di:compile
php bin/magento setup:static-content:deploy
php bin/magento cache:clean
  • It will install and enable the partial payment module in your Magento 2 store.

Step 2: Configure the Partial Payment Extension Settings:

  • Go to Stores > Configuration > Partial Payment.

  • Enable the module and select the allowed options:

    • Customer groups, payment methods, order scope.
  • Set shipping/tax charges and guest checkout rules.

Configuring Magento 2 partial payment extension and payment calculations

  • Configure payment calculations like frequency and labels.

Step 3: Set Up Product-Specific Partial Payment Options:

  • Navigate to Catalog > Products and edit the product.

Setting up product-specific partial payment options in Magento 2

  • Under the Partial Payment tab, enable for the product.
  • Specify custom fee calculation method and amount.

Step 4: Customers Can Use Partial Payment at Checkout:

  • Switch to Installments on the product page.

  • See the payment breakdown and terms in the info box.

Magento 2 partial payment at checkout with down payment and fees

  • Down payment, fees, and totals are shown in the cart.
  • Installment schedule is displayed at the checkout step.

Step 5: Manage Partial Payment Orders in the Backend:

Managing partial payment orders in Magento 2 backend

  • Separate grid under Partial Payment > Manage Partial Payment Orders.

  • View order details and manage pending installments.

  • Approve/disapprove payments for offline methods.

  • Option to modify installment due dates if needed.

Step 6: Customers Receive Email Notifications:

  • Installment schedule email after order placement.

  • Payment confirmation email after each installment.

  • Reminders for upcoming and overdue payments.

Email notification for partial payment approval in Magento 2

Email notification for partial payment disapproval in Magento 2

  • Notices for installment approval/disapproval by admin.

Special Considerations for Payment Gateways

  • Some payment gateways, like Braintree, require tokenization for installments.

  • PayPal Express requires specific settings for reference transactions.

  • CIM needs customer information management.

  • Work with your payment provider to ensure compatibility and proper setup.

Best Practices for Offering Partial Payments For Your Magento Store

1. Structure Profitable Partial Payment Plans

Set a reasonable down payment amount, e.g. 20-30% of the product price. It ensures you get some revenue upfront. Limit the number of installments to 3-6. More installments mean more risk and admin overhead.

Charge a small fee for the partial payment facility. It helps cover your costs and incentivizes full payments. Example: 25% down payment, 3 monthly installments, with a 5% partial payment fee.

2. Promote Partial Payment Options Strategically

Highlight partial payment plans on product pages. Show the installment amounts alongside the full price. Use persuasive copy like "Buy now, pay later in easy installments."

Create banners, pop-ups, and email campaigns promoting partial payments. Target them to relevant customer segments. Add a dedicated "Financing Options" page explaining all partial payment plans.

3. Communicate Terms Clearly to Customers

Display the exact installment amounts, due dates, and fees. Require customers to accept the partial payment terms before placing an order.

Send automated email reminders before each installment's due date. Provide a way for customers to view their payment schedule and status.

4. Streamline Partial Payment Order Management

Configure your Magento 2 partial payment extension to generate installment invoices automatically. Allow customers to auto-pay installments via saved payment methods.

Use the extension's reporting features to track partial payment orders, revenue, and outstanding balances. Set up automated reminders and follow-ups for missed payments.

5. Offer Partial Payments Selectively

Limit partial payments to registered customers to reduce risk. Set a minimum order amount threshold for partial payment eligibility.

Make partial payments available only for selected products or categories. Disable partial payments for high-risk or low-margin items.


1. What is the Magento partial payment extension?

The Magento partial payment extension allows customers to pay in installments. The payment extension for Magento 2 enhances flexibility. It increases satisfaction by offering partial payment for Magento 2 plans. Customers can choose this option to pay flexibly.

2. How does the partial payment extension for Magento work?

The partial payment extension for Magento lets buyers select the partial payment option. They can pay the remaining balance later. The payment option from the product ensures easy management of payment details.

3. Can customers use EMI with Magento 2?

Yes, the Magento 2 partial payment EMI option supports EMI payment plans. It allows customers to pay the remaining balance over time. The partial payment EMI for the Magento extension offers flexible EMI payment options.

4. What payment gateways are supported?

The partial payment Magento 2 extension supports various payment gateways. It ensures flexibility for payment for Magento 2. It includes secure and supported payment gateways.

5. How can I manage partial payments in Magento 2?

Using the Magento 2 partial payment module, you can set down payment amounts. Manage partial payment details efficiently. The module allows tracking of all payment and remaining amount.

6. Is there a layaway plan option?

Yes, the Magento 2 layaway extension supports 2 partial payment and layaway plans. Customers can buy the product with partial payments. The layaway extension supports full payment later.

7. Can I set a maximum partial payment limit?

Yes, the 2 partial payment extension allows setting a maximum partial payment credit limit. It controls the segmented payment amount. You can set limits based on customer eligibility.



Integrating Magento 2 Partial Payment can help increase customer conversion and drive sales. Here are the key benefits of integrating a partial payment extension into your Magento store:

  1. It helps increase conversion rates by offering payment flexibility.

  2. Your store attracts more customers with flexible payment options.

  3. Total sales get boosted due to reduced cart abandonment rates.

  4. Customer satisfaction and loyalty are significantly enhanced.

  5. Cash flow management for your business gets significantly improved.

  6. Offers a competitive edge with modern payment solutions.

A Managed Magento Hosting service can provide expert guidance and assistance on optimizing partial payment extensions.

Sayan Chakraborty
Sayan Chakraborty
Technical Writer

Sayan is a seasoned technical writer with over 4 years of expertise in SDLCs and Magento. His proficiency lies in simplifying complex Magento hosting concepts in clear, concise words.

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